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Age UK Enterprises is urging customers not to travel without insurance – even if they only go on a short break.
According to a survey by ABTA2 a fifth of all holidaymakers travel uninsured, putting themselves at risk of high medical bills if they fall ill or have an accident abroad. The over 65s fare slightly better, but 16 per cent still venture abroad without taking out appropriate cover.
We also advise customers to be completely honest about any medical conditions they suffer from. It is essential that all the information in the medical declaration is accurate...
Some travellers wrongly assume that the European Health Insurance Card (EHIC) provides full medical cover when travelling in Europe. But while the card gives UK residents access to state healthcare within the EU, it doesn’t cover for the cost of repatriation and some countries expect patients to pay treatment costs upfront.
Gordon Morris, Managing Director of Age UK Enterprises, said: “If you book last minute, make sure you have enough time to shop around for travel insurance that suits your individual needs and offers good value for money.
"This is particularly important for people in later life who often have trouble in finding the right cover for their needs because many providers impose upper age limits.
“Always read the small print, check for any hidden charges, cancellation fees or exceptions that could invalidate a claim. We also advise customers to be completely honest about any medical conditions they suffer from. It is essential that all the information in the medical declaration is accurate so that customers are fully protected during their travels," he added.
Age UK Enterprises offers single and annual multi-trip Travel Insurance, provided by Ageas Insurance. Age UK Travel Insurance has no upper age limit and offers cover for pre-existing medical conditions wherever possible4. For more information visit www.ageuk.org.uk/travel
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