As the evenings draw in and the change in weather affects driving conditions, it may be no surprise that November is the highest claim month for car accidents.

In November 2006, esure’ s claims statistics reveal that the number of car insurance claims soared by 130,000 compared to the previous month.

As more wintry weather affects driving conditions and daylight hours shrink this month, the likelihood of being involved in a car accident is at its peak. Being prepared for the unexpected is crucial.

Of course, the best way to keep down the cost of car insurance is to drive claim free and avoid an accident altogether. November has high average rainfall and there is the chance of snowfall so remember cars on wet surfaces can take up to four times the normal distance to stop after braking.

November sees its fair share of foggy mornings and in these conditions it's vital that other road users can see you easily, so use dipped headlights, reduce your speed and drive a safe distance from the car in front of you whenever visibility is poor. Contrasting against this is the sun that can be very strong in November and throughout autumn so it is advisable to keep a pair of sunglasses in your car, so as not to be dazzled by its brightness.

Check your lights keep spare bulbs and give your car a check over covering your tyres, brakes, wipers, heater and de-misters before setting out. Oh and don’t forget the anti-freeze.

To Safe November Motoring

FemaleFirst - Jackie Violet