Drivers with six points or more on their license looking for insurance could soon be viewed as 'standard' rather than 'non-standard' says Swinton, the UK's largest high street insurance broker.
Pointed drivers are no longer automatically penalised at Swinton as a result of the increase in the number of motorists now saddled with penalty points.
And the move reflects a change in attitude by the insurance industry as the estimated number of pointed motorists tops 6 million.
With the 6,000 speed cameras on our roads already catching over 2 million speeders each year, and driving whilst using a mobile phone now costing the driver three points, an unblemished license is becoming rare.
Swinton announced it had seen a 12% increase in the number of drivers with points looking for insurance during 2006 - and as a result has set up a dedicated unit to deal with this rising demand, Swinton Specialist, that is already experiencing a high volume of calls.
A few years ago insurers might have assumed that a motorist with six or more points on their license was a reckless driver, but that is no longer necessarily the case.
No I am not happy with this. Being a proud owner of a licence with ‘neux pois’ I value my licence, it’s my job. There is no deterrent anymore for breaking the driving laws this is yet another get out clause for irresponsible drivers who simply do not care.
Jackie Violet