Young Drivers Pay £545 Million More To Insure Their Cars Than Other Motorists

Young drivers (17 - 21 year olds) in the UK could be paying as much as £545 million more to insure their cars than any other age group.

New research from uSwitch.com, the independent price comparison and switching service also reveals that some young drivers in high-risk areas could be paying up to 141% of the value of their car just to get fully comprehensive cover.

uSwitch.com warns that young people who fail to research the cost of insurance before buying a car could be forced to pay an additional £3,000 to insure a Peugeot 206 for three simple letters, G T I, around £1000 each. The average car insurance premium in the UK among all drivers is £409 yet this more than doubles to £948 for young drivers aged 17-21 years old. Young male drivers end up paying almost three times the industry average of £1,181, almost double that of young females pay an average of £674.

Over the past ten years the cost of car insurance for young drivers has gone up by 92%, from an average premium of £615 in 1997. If premiums continue to increase at this rate, by 2017 the average young driver can expect to pay £1820 to insure their car.

I cannot help wondering if this is a cunning long term plan to lift the driving age from 17 to 21. How on earth does the average young driver can afford such premiums?

Jackie Violet FemaleFirst