17.2 Million ‘Driving In The Dark’ Because They Don’T Know If Their Car Insurance Covers Them Abroad
British holidaymakers are ‘driving in the dark’ when they take their car overseas, as two-thirds (68%) have absolutely no idea what they are covered for by their insurer.
New research by uSwitch.com, also reveals that one in ten equating to 2.5 million drivers wrongly think they are covered by their travel insurance for any motoring mishaps they have when they take their car abroad.
Oh here we go again, another miserable obstacle for Brits aboard to overcome. So check your insurance policy, as under EU law, providers only have to offer minimum cover, which is third party that only covers the damage, you cause to another vehicle or driver and not against theft, accidental damage to your car or injury to yourself.
In some cases, it can be upgraded to fully comprehensive insurance, but drivers will incur an additional cost if it is for longer than the free period offered by the provider that can be as little as three days.
So basically, you have two choices, check which providers will cover you fully for driving abroad before buying car insurance or, at the very least, pull out your current car insurance policy and check the small print before you go away.
Do it now- go on - otherwise this will become another ‘on the back of my mind’ things to do –i.e. will never get done.
Jackie Violet